Carver Bancorp Inc. (CARV)’s Financial Results Comparing With Brookline Bancorp Inc. (NASDAQ:BRKL)

Carver Bancorp Inc. (NASDAQ:CARV) and Brookline Bancorp Inc. (NASDAQ:BRKL) compete against each other in the Savings & Loans sector. We will contrast them and contrast their institutional ownership, earnings and valuation, profitability, risk, dividends, analyst recommendations.

Earnings and Valuation

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
Carver Bancorp Inc. 31.91M 0.39 N/A 0.86 4.02
Brookline Bancorp Inc. 267.97M 4.46 83.06M 1.04 15.26

We can see in table 1 the earnings per share (EPS), gross revenue and valuation of Carver Bancorp Inc. and Brookline Bancorp Inc. Brookline Bancorp Inc. is observed to has higher revenue and earnings than Carver Bancorp Inc. Company that currently has a lower P/E ratio means that it is the more affordable of the two businesses. Carver Bancorp Inc. has been trading at a lower P/E ratio than Brookline Bancorp Inc., which means that it is at the moment the more affordable of the two companies.

Profitability

Table 2 provides the net margins, return on equity and return on assets of the two firms.

Net Margins Return on Equity Return on Assets
Carver Bancorp Inc. 0.00% -1.5% 0%
Brookline Bancorp Inc. 31.00% 7.2% 0.9%

Risk and Volatility

Carver Bancorp Inc.’s volatility measures that it’s 103.00% more volatile than Standard and Poor’s 500 due to its 2.03 beta. Competitively, Brookline Bancorp Inc. is 8.00% less volatile than Standard and Poor’s 500, because of the 0.92 beta.

Dividends

Meanwhile, Brookline Bancorp Inc.’s annual dividend is $0.4 per share and it also boasts of a 2.63% dividend yield. No dividend is paid out for Carver Bancorp Inc.

Analyst Ratings

Recommendations and Ratings for Carver Bancorp Inc. and Brookline Bancorp Inc. can be find in next table.

Sell Ratings Hold Ratings Buy Ratings Rating Score
Carver Bancorp Inc. 0 0 0 0.00
Brookline Bancorp Inc. 0 1 0 2.00

Institutional & Insider Ownership

Institutional investors held 14.8% of Carver Bancorp Inc. shares and 78.1% of Brookline Bancorp Inc. shares. Carver Bancorp Inc.’s share held by insiders are 0.1%. Comparatively, insiders own roughly 0.9% of Brookline Bancorp Inc.’s shares.

Performance

In this table we provide the Weekly, Monthly, Quarterly, Half Yearly, Yearly and YTD Performance of both pretenders.

Performance (W) Performance (M) Performance (Q) Performance (HY) Performance (Y) Performance (YTD)
Carver Bancorp Inc. 0.23% -10.33% -16.28% -12.02% 20.06% 16.03%
Brookline Bancorp Inc. -0.88% 6.59% 4.41% -11.7% 0% 14.69%

For the past year Carver Bancorp Inc. has stronger performance than Brookline Bancorp Inc.

Summary

On 13 of the 13 factors Brookline Bancorp Inc. beats Carver Bancorp Inc.

Carver Bancorp, Inc. operates as a bank holding company for Carver Federal Savings Bank, a federally chartered savings bank that provides consumer and commercial banking services for consumers, businesses, and governmental and quasi-governmental agencies primarily in New York. It accepts various deposit products, including demand, savings, and time deposits; passbook and statement accounts, and certificates of deposit; and individual retirement accounts. The company also provides various loans, such as commercial, multi-family, and residential mortgages; construction loans; business loans; and consumer loans comprising credit card loans, personal loans, and unsecured loans, as well as other than loans secured by savings deposits. In addition, it offers other consumer and commercial banking products and services, including debit cards, online banking, online bill pay, and telephone banking; and check cashing, wire transfers, bill payment, reloadable prepaid cards, and money orders. It operates through one administrative office, nine branches, and four ATM locations. Carver Bancorp, Inc. was founded in 1948 and is headquartered in New York, New York.

Brookline Bancorp, Inc. operates as the holding company for Brookline Bank, Bank Rhode Island, First Ipswich Bank, and Brookline Securities Corp that provide commercial, business, and retail banking services to corporate, municipal, and retail customers. It accepts various deposit products, including demand checking, NOW, savings, money market, and certificate of deposit accounts. The company also offers loans, such as first mortgage loans secured by commercial, multi-family, and residential real estate properties; loans to business entities comprising commercial lines of credit; loans to condominium associations; and loans and leases used to finance equipment used by small businesses. In addition, it provides financing for construction and development projects, home equity, and other consumer loans; and cash management and investment advisory services, as well as invests in debt and equity securities. The company operates through a network of 50 full-service banking offices located in Greater Boston, the north shore of Massachusetts, and Rhode Island. Brookline Bancorp, Inc. was founded in 1871 and is headquartered in Boston, Massachusetts.